瑞士联邦政府要求就引入本国政府支持的数字货币“e-franc”的风险和机会撰写一份专门报告。

在瑞士立法者和社会民主党副主席塞德里克·维尔穆特的推动下，联邦委员会开始调查这一问题。现在，瑞士议会下院必须决定是否支持联邦委员会的研究请求。如果提案获得通过，瑞士财政部将对这一问题进行研究。关于这个过程没有时间框架发表。委员会声明:

联邦委员会意识到主要的挑战，包括法律和货币，这将会伴随着“e-franc”的使用……它要求通过该提案来检查电子法郎的风险和机会，并阐明“e-franc”在法律、经济和金融方面的情况。

今年2月，瑞士证券交易所（Swiss stock exchange）董事长罗密欧·拉彻（Romeo Lacher）提出了开发一种国家加密货币的想法。他说，“在中央银行的控制下的“e-franc”将会产生巨大的协同效应——所以这对经济是有好处的。”

该国其他传统金融机构仍对引入加密货币持谨慎态度。瑞士央行（Swiss National Bank）的董事会成员安德里亚·梅赫勒（Andrea Maechler）上月表示，私人部门的数字货币比国家发行的版本更好，风险也更低，因为政府发行的加密货币可能会增加所谓“银行挤兑”的风险。

本月早些时候，瑞士最大的银行瑞银拒绝提供比特币和其他数字货币的交易。世行行长埃克塞尔·韦伯（Axel Weber）呼吁对加密货币实行更严格的控制，称“加密货币往往不透明，因此，可能会被滥用。”

其他国家也开始考虑使用国家数字货币的可能性。瑞典的Riksbank正在调查他们是否应该发行e-krona，因为在该国实物钞票使用率在持续下降。

英文原文

The Federal Council of the Government of Switzerland has requested a report on the risks and opportunities of introducing its own state-backed digital currency, or so called “e-franc”, Reuters reported May 17.

The Federal Council moved to investigate the subject at the prompt of Swiss lawmaker and vice-president of the Social Democratic Party, Cedric Wermuth. Now, the lower house of the Swiss parliament has to decide whether to support the Federal Council’s request for research. Should the proposal be approved, the Swiss Finance Ministry will conduct a study on the subject. No time frame has been published regarding the process. The Council stated:

“The Federal Council is aware of the major challenges, both legal and monetary, which would be accompanied by the use of an e-franc… It asks that the proposal be adopted to examine the risks and opportunities of an e-franc and to clarify the legal, economic and financial aspects of the e-franc.”

The idea to develop a national cryptocurrency was put forward in February by Romeo Lacher, chairman of the Swiss stock exchange SIX. He said, “An e-franc under the control of the central bank would create a lot of synergies - so it would be good for the economy.”

Other traditional financial institutions in the country have remained wary of the introduction of cryptocurrencies. Board Member of the Swiss National Bank Andréa Maechler said last month, that private-sector digital currencies are better and less risky than nationally-issued versions, as a government-issued cryptocurrency could increase the risk of so-called "bank runs."

Earlier this month, Switzerland’s largest bank UBS declined to offer trading in Bitcoin and other digital currencies. The bank’s chairman Axel Weber called for stricter controls on cryptocurrencies, stating "[cryptocurrencies] are often not transparent and, therefore, open to being abused.”

Other countries have also begun considering the possibility of a national digital currency. Sweden’s Riksbank is investigating whether they should issue an e-krona, as the use of physical banknotes in the country continue to decline.

原作：Ana Alexandre

译者：windson

来源：巴比特资讯